ONCE dad is legally recognized as the father, THEN when you get married, you can add your stepdaughter to your insurance through your employer. Or, dad can add the child to his insurance through HIS employer.
Until there is legal recognition that the child is, indeed, his, neither you nor he have any legal rights or access to the child - and you cannot buy any type of insurance for them, or on their behalf.
**Unless you are LEGALLY responsible for the child, via adoption, there is NO WAY to just put health insurance on them, just because mom is allowing her to live with you. You also cannot buy life insurance on her. You have NO legal rights regarding someone ELSE'S child - and no legal responsibility, either.**How can I get health insurance on a child that is not biologically mine?Bluntly, you do not.
Either you adopt the child or one of the biological parents, not you, gets the insurance. You can pay for it if you want, but it needs to be in the biological mother's name or the biological father's name.How can I get health insurance on a child that is not biologically mine?You have to get separate insurance on that child alone.
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