Whether yes or no, please say why you believe as you do.Should children with pre-existing conditions be denied access to their parents health insurance coverage?No. What kind of society are we if we deny sick children medical care?Should children with pre-existing conditions be denied access to their parents health insurance coverage?
Insurance companies should not be allowed to exclude anyone with preexisting conditions as long as they have been insured prior. If you choose not to be insured and then something terrible happens, the insurance companies have every right to deny you coverage. However, insurance companies sell policies and we buy them in the hopes that we will never really need anything major, but if we should we want to be covered. Insurance companies should not be allowed to sell their product giving us that false sense of security and then deny coverage should we become too expensive or they find some loophole where we did not disclose some odd symptom we didn't think meant a thing. Yes insurance companies are a business, but they are a business claiming to provide us insurance against the unthinkable. They should be required to hold up their end of the bargain. I would rather spend $300 a month on a policy that will actually protect me and my family than $100 a month on a policy full of loopholes.Should children with pre-existing conditions be denied access to their parents health insurance coverage?First things first. Health insurance from a private, for profit company is not a right. It is a luxury. If you can't afford private insurance or have been denied coverage then there are government programs in place to cover you. Medicaid and Schipp for example.
Now, since insurance is a hedge or bet against something, insurance companies take a lot of variable into account when covering someone. The younger you are, more than likely, the healthier you are. If a person that already has a serious medical condition tries to get insurance they get denied on the simple fact that an insurance company can't make money off of that person (when did profits become evil? Thats where all of our salaries come from people. Unless your work for the government.).
By forcing private insurance companies to accept the sick, thereby raising the operating costs of said company, the rest of the people now have to pay more in premiums. Its simple. Obama said he wouldn't raise taxes on the middle class or poor but in a way this is exactly what he's done.
I'm losing my insurance through work because of Obama care. I work for a small company (480 people) and its cheaper for them to pay the fine than it is to cover its employees. So unless I start paying for my own insurance (which I will) I will be FORCED to accept coverage from the government.
Yes. As heartless as that might sound, insurance companies are not charities. Insurance rates are figured by calculating the likelihood of a particular event happening. People (regardless of age) with preexisting conditions are more likely to incur additional costs for the insurance company. The only way around it would be to raise everyone's rates to offset the difference.Should children with pre-existing conditions be denied access to their parents health insurance coverage?Question back at you.
Would you be willing to pay an additional $400 dollars a month to support this?
No ifs ands or buts, would you be willing to fork over an additional $400 dollars a month to support a child with a preexisting condition to receive medical care.
There is no free lunch. There will be a price tag to go with this.
In Mass. where they already have a very similar Health Care, peoples insurance rates have gone up drastically to support this.
It will happen and don't look to the US government for extended help, they are beginning to get tapped out.
So, honestly, will you put your money where your mouth is? (and I don't expect an honest answer, most of the children on here will immediately go, "Of Course I would!". Then when they get out of school, enter the real world, the attitude changes drastically)
Personally, i would say Yes. As one of the Blue Collar workers that most of your "I Feel Bad so Government Make me feel better" policies gets it's funding from, i can say, we are beginning to get tapped out too. Wasn't turning the lower class into an eternal addict of entitlement programs and merely dragging the middle class down enough for the Modern Liberal? Will they need to completely destroy the middle class like they've destroyed the poor?Should children with pre-existing conditions be denied access to their parents health insurance coverage?
Nope, any insurance company that does can leave the country.
No, but fox, beck, and big business have convinced the cons that they should.Should children with pre-existing conditions be denied access to their parents health insurance coverage?
Of course not! What kind of a twisted corporation would try to profit off of a diseased person?
no child should be denied healthcare
YES
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